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Updated Guidelines from Department of Labor for ERISA Health Plan Audits

Updated Guidelines from Department of Labor for ERISA Health Plan Audits

by Wendy Feldbauer | Sep 22, 2022 | HR Legislation

ERISA, or the Employee Retirement Income Security Act, aims to set standards for retirement and health plans and prevent potential abuse. Under ERISA, an audit of these plans must be done yearly by an “independent qualified public accountant.3” The Department of Labor...
Advantages & Disadvantages of Self-Funded Insurance Plans

Advantages & Disadvantages of Self-Funded Insurance Plans

by Wendy Feldbauer | Aug 25, 2022 | Healthcare

Employers are increasingly considering self-funding to save on medical costs. Self-funding can help employers spend money in a more cost-effective way and serve their population with specific benefits their employees will actually use.  The cost of health insurance is...
Healthcare Spend is Skyrocketing: How Employers Can Gain Some Cost Control

Healthcare Spend is Skyrocketing: How Employers Can Gain Some Cost Control

by Wendy Feldbauer | Jul 28, 2022 | Benefits, Healthcare

According to recent surveys, employers in the U.S. expect their group health plan premiums to increase between 4.7 percent and 5.2 percent in 2022. Many health insurers also expect overall costs for health claims rise given recent inflation numbers.1 Consumers are...
Healthcare Expenses are Damaging the Financial Health of Employees & Employers

Healthcare Expenses are Damaging the Financial Health of Employees & Employers

by Wendy Feldbauer | Jul 14, 2022 | Financial Wellness

Next to wages, healthcare is an employers second largest business expense. Healthcare is also an employee’s second most important sought-after perk of taking the job – after compensation. As the cost of healthcare continues to rise, employers consistently look...
Strengthen Employee Satisfaction and Retention Through Benefits Communication

Strengthen Employee Satisfaction and Retention Through Benefits Communication

by Wendy Feldbauer | Jul 7, 2022 | Benefits

Understaffed human resource departments are tasked with sending benefits communications and serve as the point of contact for insurance questions and coverage issues – in addition to the many other hats they wear.  Since HR departments are spread thin, many condense...

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